Hey guys.. I met my friend who’s asking about my blog and it remind me to update this blog again. I have been really busy this past few months until I don’t have time to update my blog. There are SO many interesting thing I found & learn that I would like to share, especially about goal setting, Whoa.. I really shocked about the dangerous of goal setting that I learn about it recently, I really excited to share about it, you gotta keep reading it until finish.. really.. seriously, 5-10 minutes reading this post will help change your life, but before that, let me do update on my goal from my previous posting creating milestones toward big goal for those who’re wondering about the result. Well, my milestone last time was obtaining 5 figures income net/month from affiliate marketing. I couldn’t met that milestone on July, I can only manage to obtain 5 figure gross, but I’m pretty happy with the result, considering I’m only doing it part time and the net was pretty close though This past month I have tried to figure out how to solve this missing link toward my that big goal, I roughly know what need to be done, but a lot of work need to be done, perhaps I’ll try to outsource thing that can be outsourced.

Another thing that I would love to share is about the seminar that I attended. There were about 20 international speakers from that seminar, mostly are millionariers. But, out of about 20 people, only 1 person that I feel is outstanding. Do you know the famous book called “Rich Dad, Poor Dad” by Robert Kiyosaki? No, the person is not Robert Kiyosaki, but rather the Rich Dad himself that mentor Robert! Can you believe it? I was really excited to know about him. I never thought the Rich Dad was real. His name is Keith Cunningham, he’s really a successful businessman and really really rich. He has lost $100 Million in business before! So, It’s awesome to hear from the real master directly about his teaching. Not only he’s so good on financial and business, he’s also damn cool and share valuable things that he learn from his personal life! I’m really interested to know what the mindset he has to bring to that level and most importantly what valuable information successful people learn from his life. I were shocked hearing what he encountered and learned from his life, especially during his down time. It’s so totally completely different on what normal people teach, no wonder only 5-10% people who can understand and grasp the mindset become successful in life. His view and his teachings in life has changed my personal plan and it’s really an eye opener for me. If you want to learn about him personally, you can visit Keith’s website, read his profile there, and I recommend you to buy his DVD as well if you want to be successful in your business. He’s not only teach about financial success, but also what he learn about life. Wouldn’t it be very interesting to hear what successful people learn in their life?

Goal setting are indeed important, but according to Keith, it’s not everything, especially in life. You need to be aware on the drawback of goal setting. Keith says that most people try so hard and so obsessed achieving their goal thinking once they have achieved their goal, they will be happy. The problem is that by making this up, we make where we are now wrong and where we want/our goal is right. This is the surest way for people to be unhappy and feel miserable in their life, because we make where we are wrong! Another drawback of goal setting is that when we plan for something, we have tendency to attached to that goal and end up ignoring all the other great alternative possibility surround us. Most successful people didn’t end up where they thought the’re going with their plan. They’re successful because they remain flexible & responsive along their way, not because of goal setting, but rather from “creation” that requiring skill and mindset, the ability to see opportunities and this definitely requires immense amount of gratitude of where we are right now! Having gratitude of what you have in your life is critical, it’s the first step toward success & happy life. God or universe will not give you more if you are not grateful of what you have right now.
Wait.. This doesn’t mean we don’t need to have goal or plan anything in your life, creation is not replacement but rather as companion of goal setting.

His teaching is definitely mind blowing that you would never think of it before, well at least for me. You gotta be grateful of what you have in your life. Make a gratitude list of 100 things in your life, if you can’t think any, think of those people more unfortunate that you, there.. you’ll get the list done!

Most of the successful person out there are normally those who is willing to make more mistake. Successful people are willing to risk making mistake, they don’t take mistake personally as in front to their self worth, instead, use it primarily for learning.

Here is the ultimate success formula: Action -> Feedback -> Correction

When you take action in this world, most of the time you’ll get feedback based on the action you took. From the feedback, sometimes you need to take correction of your action. Then you take action again and do the same cycle again until you become better. It’s this simple to become success but not so many people will follow this step. People will be stopped by their own stories on the feedback and correction. “Oh.. I’m not good enough..“, “I’m a failure“, “I shouldn’t doing this“, etc.

Successful people understand this simple concept and keep taking action get feedback and do correction. They don’t really have the whole story around it, they just do it. Only your own BS stopping you from taking action.

Most people want things to go very right, everything line up perfectly before they take action. Otherwise they will say “I don’t think this is for me“, “Oh.. this is too hard“, etc. You have to understand that correction is natural, in your business, money, relationship, personal development. How many people notice that “two steps forwards, one step back” is natural.

Talking about perfection, perfectionist will actually have hard time to become successful. Perfection is actually a form of fear: fear of failure, fear of disapproval, even fear of success. Often perfectionist have feeling of unworthiness behind that. They’re trying to feel what they don’t feel they have, trying to feel perfect means they don’t feel good enough. Here is the issue why perfectionist stuff doesn’t work, if the source/person take action, they do something and the source is not good enough, then everything they do is not good enough. If you’re a perfectionist that always feel not good enough, then everything you do will also not good enough. Not only what you do is not good enough, but everyone /everything around you is also not good enough. You can’t win this way.

You’re gonna do a lot better making some mistake and correcting it than you’re wallowing in your mind freak. We’re often think too much without doing anything. People want everything lines up perfectly like ducks in rows before they’re taking action. Successful people do not wait for ducks to line up before they do anything. They do have different motto: “Get ready the best you can, You don’t have a lot of time, Take a shot, and then re-adjust your aiming”. If you have taken archery or shooting before, you’ll know, you can wait 6 hours before you shoot and when you shoot, you’ll miss. Is it better if you just take your best aiming, shoot and readjust? People are so afraid of failure, they don’t want to do anything, especially the big thing they really really want. Just go for it and adjust a long the way, you will realize there wont be a time where there is an absolutely perfect. There is always something up in the air before the ducks finally line up, if even the ducks will line up, it will be temporary only, it wont last long. It’s not worth waiting for.

We often heard people say “I’ll start my own business when I have the right capital“. Well, it’s better to start smaller, get in to the game, make mistake and learn it along the way, and grow from there, than wait until you get a right amount of capital, and have your first shoot and BLOW. Here are few others thing that we often hear in our life “I’ll start to do marketing once we have our brochure“, “We’ll start to have a family once we’re financially secure“.

So, what you want to do in your life that you’re waiting for the perfect situation? What is it that perfect duck line looks for you? and What is the chance it will happened based from your experience? What will happened if you just fire it NOW? Yes, you’ll make mistake, but you’ll make correction and improving it. Believe me, you’ll get so much further a head than you’re sitting and waiting for perfect situation.

What? My true self is not necessarily who I’m right now? Yes, you got it right. For some people, who you are right now might be your true self, but most people, they don’t. First, let me introduce the term: True Self or Higher Self Vs False Self or Conditioning Mind.

One the most important thing that you can learn in your live is to differentiate between this two. The true self is your original self, who you came in to the world as. The false self basically is who you learn to be in this world in order to live and survive in the world. Since child, we learn who we are from various way and one way is from experience, and this way of being that we learn or created is called our personality (false self / ego self), this false self is an idea that you made up when you’re very little who you are and who you need to be in order to live and survive in this world.

Your personality is based on the need to survive, it’s not necessary to enjoy and thrive in the world.
Our way of thinking and being is based on conclusion in which the assumption is generated based on a child’s mind. Based on research, 90% of your personality is formed before 10 years old. Other than our assumption, we also got some conditioning from our family, friends, media, environment. But all of this stuff is NOT the real you. It’s only a recording of information that you learn from a child and it’s running unconsciously until now. It’s only recording that you learn as a child, and now it’s stored in the unconscious mind.

You’re are not the recorder, you’re not the tape, you’re are the one playing the tape. You’re not what’s in the glass, you’re are the glass, the one holding the glass. You’re are not the condition mind, your mind is part of you, you’re what hold your mind. If the content of recorder or water inside the glass or your mind doesn’t support you, you can change it, don’t let yourself being controlled by your mind. The key to freedom is to identify your true self and yourself, and be able to separate your self from your false self. when you do this, you have an opportunity of choice. you observe your own mind, and chose if you want to follow it or not. Most people don’t know this, they believe that their false self or who they learn to be as is who they are. People think it’s normal, normal means generally accepted by other people. Yes, it’s normal, but it’s not natural, it’s not their true self.

People who is still searching for happiness, love, peace, inner peace, fulfillment, joy in their life with conditional mind wont find it because 90% of the time, conditional mind is a survival mechanism. the job is for protection and often is based on fear, worried.

So, where do we find our true self, well the good news is you don’t need to find your true self anywhere else, your true self is always there. Most of the times, the conditional mind screaming so loud until you wont hear your true self. You need to quite your mind and being at the present moment. Your true self always contain the highest thought, the clearest words and the grandest feeling. Those thought which contains Joy, those words which contain Truth, and those feeling which contains Love. That’s it, Joy, Truth and Love. The moment you’re in the present moment and you act or think based on joy, truth and love, you’re in your true self. The moment your mind is in future or past, or in fear, you’re out of your true self. When you choose the action out of true self, you will do more than survive, you will do more than win, do more than succeed. Then you will experience the full glory of Who You Really Are and you will find true happiness and true success.

If it’s the case, why it’s not obvious to everyone? Well, it’s simply because we’re like a fish in water, the fish doesn’t know she’s in water all her life unless she’s out of the water. And we can’t know we’re living in false self, until we step out of false self. so, for practice, now you can constantly watch and observe yourself when you’re in true self or false self. The key is to have awareness of yourself. Only when you have awareness, then you can chose if you want to follow your conditional mind or your true self.

There are 4 different type of money personality. Money personality is the attitude of someone toward money. The way people do and see money in their life. Each money personality has their positive and negative character. Find out which one is yours and learn how to balance it below:

1. The Saver.

For savers, money is simply a form of control and power. Savers are very calculative and responsible toward their money. When they’re eating together with their friends in the restaurant, they will split up the bill equally until a single cent. Normally they are very good money manager and long term thinker. This characteristics may make them look like stingy, cheap and boring. Most of the time, they will miss out a good opportunity and seldom have fun in their life. The key is to balance by spending their play jar so that they can enjoy their life. Blow all your money in play jar every month without worrying too much about their money. The play jar is intended to this purpose.

2. The Spender

Spenders see money as an emotional space goat. They use money to release their sadness, worried, stress and other non-fulfillment thing in their life. For them, shopping is like retail therapy. They seems enjoying their life, they have glamorous life style and happy life. They don’t think long term about their money, their money is easy come easy go and their famous quote is “It’s only money”. Their bank statement will look like 0 + 0 + 0 = Overdraft. When they’re eating together with their friends in the restaurant, they will gladly pay all the bills. For them to balance their life, the key is to have FFA jar, set their budget and realize that money can’t buy happiness.

3. The Avoider

Normally avoider will try their best to avoid money related at all cost. When you visit this people, you will notice unopened bills and bank statements for few months stacking in their desk. They always last minute in term of paying bill and fees and if they can, they will delegate the job to other people. They want to avoid any responsibility toward the money. For them to balance, the key is to spend 30 minutes every day to manage their money and start to learn all about investment and passive income.

4. Money Monk

For money monk, they’re very spiritual, peaceful and idealistic. They feel money is beneath them, money is not important and when you ask them about bank statements, they will answer “what is bank”. For them to be balanced, the key is for them to see money as another form of energy. They need to be grounded and have preset structure by doing the money jars.

It’s not uncommon a lot of people in this world trying to be someone they’re not, they even try to please other people just to get recognition, attention and approval. This is #1 misery people do in their life without reality and indeed this is the fastest route to unhappiness.

Instead of trying to get approval from others, you need to have your own self-approval by accepting yourself and your own heart. Accept that you’re unique and special. You shouldn’t concern too much what people think or thought around you. You should have this principal: If other people like you, it’s awesome. If other people don’t like you, you’re just fine.

“I’m what I’m, and this is my evolution. what others perceive on me is their evolution” ~ Unknown.

Now, why do we have to stop pleasing everyone? Because it’s Impossible!! There are millions of people in this world with millions of ideas. Everyone has their own agenda and everyone follow “what it is on me” mind which means they only think or focus for himself. What they want is more important that you.  So, why would you care what other people think about you then? Don’t take anything personally, it will make you easy prey in this world. Don’t be too emotionally attached with others, it will only dry you out and it will get your ego out which will be bad for your own. When people criticize you, it’s actually has nothing to do with you because it’s saying a lot about themselves than you.

“What Other People Think Of Me Is None Of My Business” ~ Unknown.

This is the biggest secret of happiness: To stop think what other people think of you, instead start what you think of you.  The key is to practice loving and accepting people without needing their approval.

“One life following his path, not chasing the dream and expectation of others” ~ Unknown

“Be who you are and say what you feel because those who mind don’t matter and those who matter don’t mind” ~ Dr. Seuss

This time I would like to bring a great topic that I really really value it in my life, and I just know the huge secret and potential behind it, Integrity. All this time, I thought self-confidence was more important to achieve success in your life. I focus only on how to boost and maintain high self-confidence and find it’s a bit hard to keep it up all the time, especially when what you’re doing seems go so wrong.

Harv Eker taught me that we need to honor integrity more than anything. Here is the big secret of integrity:

Integrity -> Trust -> Confidence -> Action.

Integrity will lead to trust, trust will lead to confidence to produce action as your result. When you have high integrity, it will boost your self trust and it will boost your self confidence as well. And guess what, it will not only boost yourself, other people will have trust on you and other people will have confidence on you and willing to take action for you too. You see here, integrity is a higher power of energy. When people have higher energy, people will get attracted to you and when they show up, build them (of course you need to have leadership as well).

So, how to build your integrity then?

1. Follow your own values.

There is a quote “Don’t sell your high self to your lower self”. What does it mean? it means don’t sell your soul to your ego. it means don’t sell your self to Satan. In Hebrew, Satan means crazy thought, so what happened when you sell your self to crazy thought?

2. Tell the truth.

A lot of people always speak bull shit in their life because they fear and they want to gain approval on others. Each time you say ‘yes’ when you actually want to say ‘no’, you lie, and each time you’re lying, you lose your power. Just a simple case: someone close to you invite you to have dinner together with you, but you don’t feel like it, then when they ask, you just say ‘yes’ because you dont want him to feel bad. Worst case, you didn’t go on the last minute. Instead, you can just say ‘no thank you’ and smile. If he insist then tell the reason by speaking the truth with compassion.

3. Keep your word and commitments.

Simple, please say what you mean and mean what you say only, or don’t fucking say it at all. In the bible, Jesus say: Let your ‘Yes’ be ‘Yes’ and your ‘No’ be ‘No’.

When you have a commitment and you didn’t keep it, you will start to feel disappointed to yourself, upset because you’re untrustworthy and unreliable. Worst of all, each time you make a commitment to your self and you didnt do it, you will feel untrustworthy, unreliable to yourself and you wont have self confidence.

So, whatever you say, DO it! When you always do what you say from verbal world into action (physical world), you manifest it. When you always manifest what you say, you will become like genie, when you say something, it happens, you say something else, it also happens. God will also be happily help you out to fulfill what you say. Your word become law. Isn’t it interesting? When you never keep your word, what you say is shit and your word is garbage. People will see your weakness right away and no one respect you.

Let’s imagine you have big balloons that represents your desire / commitment such as I want to be faithful to my wife, I will have $10 million income/year and etc. Medium balloons that represents your less important desire, and small balloons that represents tiny word / activities in your daily life such as I will clean up my room tomorrow, I will meet with Tom at 11 am.

Now, for sure you want to manifest your big balloons, but if you can’t even manifest the small one, how the hell you think you can manifest the big one? when you say to your self you will do this and you never do it, you’re always late for appointment? Stop fooling yourself by wanting to achieve the big balloons. Start manifest the small thing, and keep doing it, the big one will come naturally.

So, what happened when you have already committed to something and for some reason you can’t fulfill it or you change your mind? You formally have to decommit yourself from your commitment. Decommit will release the energy and vibration from the universe, but you can’t abuse it and always decommit when you change your mind, there is no point doing it. If it’s involve 2 people, you need agreement from another person, you can’t just decommit everything by yourself.

Once you has visions and commitment, BAM, it’s done. But remember to finish your vision one at the time, one by one. Don’t jump from one vision to another vision without accomplishing it. If you can’t even accomplish one, what makes you think you can accomplish another one?

The secret is simple, the more you do what you say, the more power you will have and the more God willing to help you out, and you shall achieve what you want in your life.

This is a very good piece of thought. Read carefully and relate it to your life.  Take a look at an apple tree. There might be five hundred apples on the tree and each apple has ten seeds. That’s a lot of seeds! We might ask, “Why would you need so many seeds to grow just a few more apple trees?” Nature has something to teach us here. It’s telling us: “Not all seeds grow. In life, most seeds never grow”. So if you really want to make something happen, you had better try more than once. This might mean:
-You’ll attend twenty interviews to get one job.
-You’ll interview forty people to find one good employee.
-You’ll talk to fifty people to sell one house, one car, one vacuum cleaner, one insurance policy, or a business idea
-And you might meet a hundred acquaintances just to find one special friend.When we understand the “Law of the Seed”, we don’t get so disappointed. We stop feeling like victims. We learn how to deal with things that happen to us. Laws of nature are not things to take personally. We just need to understand them – and work with them. IN A NUTSHELL: Successful people fail more often. But they plant more seeds.

When things are beyond your control, here’s something that you must NOT DO so as to avoid misery in your life:
- You must not decide how you think the world SHOULD be.
- You must not make rules for how everyone SHOULD behave.
- Then, when the world doesn’t obey your rules, you get angry!
- That’s what miserable people do!

On the other hand, let’s say you expect that:
-Friends SHOULD return favors.
-People SHOULD appreciate you.
-Planes SHOULD arrive on time.
-Everyone SHOULD be honest.
-Your husband or best friend SHOULD remember your birthday.

These expectations may sound reasonable. But often, these things won’t happen! So you end up frustrated and disappointed. There’s a better strategy: Demand less, and instead, have preferences! For things that are beyond your control, tell yourself: “I would prefer this, but if that happens, it’s OK too!” This is really a change in mindset. It is a shift in attitude, and it gives you more peace of mind … You prefer that people are polite … but when they are rude, it doesn’t ruin your day. You prefer sunshine … but if it rains, it is ok too! To become happier, we either need to: a) Change the world, or b) Change our thinking. It is easier to change our Thinking! IN A NUTSHELL: It is not the problem that is the issue, but rather it is your attitude attending to the problem that is the problem. It’s not what happens to you that determines your happiness. It’s how you think about what happens to you! Remember – It’s your attitude that counts!

Here is a short video taken from Oprah :

And just in case if you want to watch the full version :

And finally The Best Selling ‘The Last Lecture’ book in Amazon.com:

I just completed the Millionaire Mind Intensive training last weekend, it was 3 full freaking days 9am-11pm training and I can only say it in one word.. It’s AWESOME! Seriously… I never regret I spend 3 full days doing this seminar. Now I really believe this program was worth hundreds-thousands of dollar in value. The reason he’s charging very inexpensive and gives some free tickets away is because this is the first time T. Harv Eker brings this program to Asia, well he need to build reputation in here after he has been famous in US. He is not only good at money, business & self development, but he’s also a spiritual person. I have learned a lot of thing that change the way I see about money and myself. Ok, enough said about him, the reason for me to post this blog is to share what I have learned for benefit of everyone who read this blog who interested to know. I definitely can’t write everything I have learned in 3 days in here, but I’ll summary the important point that I consider useful for me. Here we go:

According to Harv, the secrets of wealth actually lies in creating a supportive, wealth-producing belief structure. It boils down to this: to get rich, we must think rich.

What you can see physically (whether rich, poor, successful, etc) are actually the fruit of the tree. You have to work on the root (inner world : mind, emotion & spirit) that we can’t see to produce the fruits. Inner world principles for real world success. In the seminar, Harv using some kind of hypnotherapy to release you from any bad experience toward money that automatically makes you avoid money (such as: money is the root of all evil, all rich people are jerk, etc) or change your purpose of getting rich (anger, fear or proving yourself) because even if you get rich under this bad purpose, you wont get any happiness when you’re rich.

The main different between rich people and poor people is simply because rich people are really really really good at managing their money than poor people. Here is the money management system that Harv Eker recommended. You need to manage your money by splitting your net income after tax into 6 saving accounts / physical jars (if you have to pay the tax by yourself, create one more account and put it 10-20% for your tax, then split the remaining money into the 6 accounts):

* The % for each account is flexible, you can adjust it accordingly.

1. Financial Freedom Account (FFA) – 10% (Minimum) : This is your golden goose. This account is your ticket to financial freedom. The money that you put into this account is used for investments and building your passive income streams. That’s it, the purpose of this account is to build a huge lam sum of money (big fat golden goose) or to create or buy passive business income (small geese) along the way. You never ever allowed to spend the money from this account, not even when you’re retire or almost die. The money can be used to build your legacy, when you pass this account to someone else, pass it with the same rule: Never spend the money, but you can enjoy the interest. Example: If your expense is $100k a year, you can be financially free if you have $1m in this account that gives you 10% interest/year.

2. Long Term Saving for Spending Account (LTSS) – 10% : The money in this account is for the bigger nice to have purchases. You start saving for your car, house, our child education, etc. you can have more than 1 LTSS account (of total 10%) with 1 purpose for each account. The reason to split is to make the fund clear.

3. Education Account (EDU) – 10% : Money in this account is meant to further your education and personal growth. An investment in yourself is a great way to use your money. The world is keep changing everyday, you have to keep your self growing by education yourself or otherwise you’re automatically shrinking. You are your most valuable asset. Never forget this. You can use education money to purchase books, CD’s, courses or anything else that has educational value. A nice quote from Derek Bok: “If you think education is expensive, try ignorance”

4. Necessity Account (NEC) – 55% : This money is for your everyday expenses and bills. Basically it includes anything that you need to live, the necessities. This would include things like your rent, mortgage, food, bills, utilities, grooming, necessary clothing only (Ladies!! Pay attention in here), etc

5. Play Account (PLAY) – 10% : OMG, This is my favorite account. The purpose of this money is to nurture yourself. You have to spend ALL the money from this account every month!! Or if you need to money from something big, you can only keep it for maximum 3 months. You could purchase an expensive bottle of wine at dinner, get a massage or go on a weekend getaway. Play can be anything your heart desires. If you only have 2 options to spend money between 30 minutes limo ride with champagne or 30 days video gaming renting, you have to choose 30 minutes limo ride. The idea here is for you to taste and experience deluxe life that you never experienced on before. Oh.. one more thing for Ladies.. you can use this money for additional clothing J

6. Give Account (GIVE) – 5% (Minimum) : The money in this account is for giving / donation. Those of you who give tithe, you can adjust to 10% by lowering the money from other account (NEC). You can give your money to a charity or even someone that you know personally who is in need. Why do I have to give? Well, there are few good reason: a) It’s the law of universe. It says “give and you shall receive” b) How great would you feel to be able to give money to a person you know can really use the money? c) When you give, you’re sending a sign of abundance to the Universe, that you have plenty of everything, you’re abundant. This will magnetically attract more abundance to you. Another law of universe: like attract like.

You need to start managing your money NOW! There is no excuse such as “I’ll manage when I have big money”. You can start as little as $1, build the habit is more important than the amount. Those people who say “I don’t have enough money to manage”, rationale, they’re looking through the wrong end of the telescope. Rather than say “when I have plenty of money, I’ll begin to manage it”, the reality is “when I begin to manage it, I’ll have plenty of money.”

Here is a nice example that I found to apply the system: http://www.daleottleyinvestor.net/wst_page7.html

Here is question that a lot of people have: don’t I have to pay all the bill, debt first before I split the money? WRONG, you have to split your income first, then use NEC money to pay the bill and debt. You’ll somehow manage to pay them all if you do it properly. Why? Have you heard: what you focus will expand? If you focus on paying debt / bill, more debt will come to you. When you finish paying all the debt, somehow your mind missing something and automatically it will create new debt. Try that if you don’t believe. So, focus on your FFA account and you’ll get financial freedom sooner.

Wow… what a long post to summarize what I learn on first day.. stay tunes for part II…

If you’re interested to attend the live seminar, here is the link to get FREE tickets!! or click here to see the preview. If you’re in Asia, here is the link to get free tickets, but you have to pay SGD $79 for the course material. It’s still worth it.

Here is the preview of his intensive course just in case you want to see: